Let me throw some light into the usual addresses that PRC women used to pakai when addressing men:
(1) DA GE 大哥 - a term used to address any ordinary man
(2) QIN AI DE 亲爱的 - a term used when you are with her as a customer in the room ......caught in the net oledi, whether flip car or not, the term is used to address the "victim" it could mean QIN AI DE QIAN 亲爱的钱
(3) BAO BEI 宝贝 - this is a seldom used term that is reserved for "sweet heart" ...Have you ever heard this being used to address you, then you are equivalent to her lover or husband.
(4) If you make her angry, she will call you JI BA MAO 鸡巴毛 (cock hair) i.e.. pubic hair.
Think about what level you have attained, then when you lose her, you can decide whether to cry or laugh